Practical money and life insights for high achievers who want to live without regrets.
Retirement is a significant milestone that many couples look forward to, but planning for it can be complex, especially when spouses have different timelines. Synchronising retirement plans requires open communication, careful planning, and a heart-centred approach.
The empty nest phase can be challenging, it is also an opportunity for growth and rediscovery. With the right emotional support and financial guidance, it is possible to embrace this new chapter with optimism and excitement.
As parents, one of the most significant gifts you can leave your children is not just wealth but the knowledge and wisdom to manage it responsibly. It’s crucial to have honest discussions about your wealth and what your children can realistically expect to inherit.
Entering retirement without a clear plan can lead to feelings of aimlessness, financial insecurity, and lack of fulfilment. Successful retirement planning is about more than just money. It’s about envisioning a holistic retirement plan that aligns with your values and goals.
The traditional view of retirement as a complete withdrawal from the workforce is becoming outdated. Retirement should be about more than just having enough money—it should be about creating a fulfilling and inspiring life.
Viewing your life and career through a 100-year lens allows you to create a fulfilling and adaptable life plan. Heart-centred financial planning can help you narrate your story, focusing on personal and professional fulfilment rather than just financial gain.
As you approach the pre-retirement phase of life, typically 10 to 15 years from retirement, it’s natural to wonder what the future holds. Envisioning your retirement now, despite the fears and uncertainties, is crucial for a secure and inspired future. By starting early, aligning your wealth with your values, and embracing life’s unpredictability, you can ensure a fulfilling retirement.
A Legacy Letter is a way for you to share your values, life lessons, cherished memories, and hopes for your family’s future. Preparing your Legacy Letter is the perfect opportunity to reflect on your journey, reshape your future, and consider how you wish to be remembered.
As life expectancy increases, traditional retirement plans, which often assume a lifespan of 85-90 years, may no longer suffice and a longevity plan is required. Incorporating longlife learning into your longevity plan ensures that you are not just adding years to your life but also life to your years.
Money should be seen as a tool to help you achieve your life goals, rather than the ultimate goal itself. Think of money as the sail of a ship. It’s not the destination, nor the sea you sail on. It’s the tool you use to navigate towards your desired life. And the wind in that sail? That’s your values. Understanding and embracing these values can transform your approach to financial planning.
Imagine dedicating your life to a single goal, only to realise you need to adapt your plans halfway through. For pre-retirees approximately ten years from the traditional retirement age, taking a sabbatical can be a strategic move to ensure a fulfilling life now and during retirement. Find out how our holistic financial planning approach incorporating a sabbatical can help you to live an inspired retirement.
The Financial Independence Retire Early movement presents an enticing vision: the possibility of retiring in your 40s, free from the constraints of a 9-to-5 job. Find out the pros and cons of the FIRE movement and why it may not be suitable for you.